Archive for 'Debt Harassment'

Phantom Debt Collectors Haunt Latinos, Are Busted by FTC

Harassing debt collectors seeking payment for “phantom debt” are becoming more common, says the FTC. Thousands of Spanish-speaking consumers were targeted by debt collectors Centro Natural Corp. and Sumore LLC, who tricked them into paying over $2 million in phantom debts....

Second Circuit Reverses Ruling in TCPA ‘Express Prior Consent’ Case

When Albert Nigro contacted National Grid to end electrical service to his deceased mother-in-law’s New York home, he never expected to be bombarded with automated collection calls for someone else’s debt. So how does a man wind up in the...

Fake Debt Collector Scams Thousands, Pleads Guilty

Dealing with an endless barrage of debt collection calls is one thing, but when a debt collector demands that you pay a debt, threatening legal action even though you don’t recall owing any debt to begin with? That’s something else...

Online Payday Loans Overrun with Abusive and Deceitful Practices

The Pew Charitable Trusts revealed on October 2nd that today’s online payday loans are overrun with abusive and deceitful practices. In their latest entry to the Payday Lending in America series, Pew observed that online and Internet loans are more costly when...

Debt Collector’s Door Hangers Lead to Certified Class Action

On September 17th, 2014, a federal judge certified a class action alleging that Safeguard Properties LLC broke the law when it hung “please call” notes on the doorknob of a homeowner in an attempt to obtain a return call. Door hangers were...

New York State Establishes New Rules for Debt Collectors

New York State just took a major step in protecting consumer rights in credit card collection cases. The state recently updated its requirements for debt collectors when filing credit card collection cases against debtors, aiming to put a stop to...

FTC Takes $4 Million Action Against Deceptive Debt Collector

“Convenience fees” never seem to be all that convenient, do they? Although convenience fees are common to countless businesses and service providers, these charges become an entirely different monster when a company illegally pushes them on its customers. RTB Enterprises,...

1 800 NOT FAIR FDCPA Attorney Featured in NBC Nashville Story on National Credit Adjustors

Receiving threatening collection calls from National Credit Adjustors? You are not alone and there is help to stop collection calls. FDCPA Attorney Amy Bennecoff was featured in an NBC Nashville investigation into National Credit Adjustors. The story highlights victims of threatening collection...

What to Do If You Get Calls on a Debt That Isn’t Yours

The Government Is Looking for Consumer Input To Tighten Debt Collection Law

The following article is written by Michelle Singletary of the Washington Post. The Consumer Financial Protection Bureau is looking for your input in making debt collection laws even tougher.  If you would like to share your input or suggestions, visit www.regulations.gov. WASHINGTON...

Spoofing: Debt collectors sleight of hand dialing for dollars

As debt collectors become more invasive in contacting consumers, spoofing has been utilized with greater frequency. Spoofing is a calling scheme that allows a telephone caller to fool the caller ID system of the recipient. Unfortunately, the law has yet...

Automated Calls Ring in $500,000 Fine for One of Canada’s Largest Debt Collectors

An investigation by Canada’s federal regulatory arm, Canadian Radio-television and Telecommunications Commission (CTRC), found one of the country’s largest debt collectors iQor Canada Ltd guilty of violating consumer rights. Chiefly iQor was accused of using robocalls in an attempt to...